Wave
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Wave is primarily an invoicing and accounting platform, but it includes personal expense tracking and automated receipt uploads via email. You can photograph receipts and the app extracts transaction details automatically. For freelancers and small business owners, it bridges personal and business finances in one tool.
It works best for self-employed people or small business owners who need to track both personal expenses and business costs. The free plan is genuinely comprehensive, with no features locked behind a paywall unless you need advanced invoicing or tax reports.