Zeta

Zeta is built from the ground up for couples managing money together. It lets you set joint budgets, split expenses automatically, and share a debit card that tracks spending in real time. Both partners see transactions immediately and can create alerts when you're close to a budget limit.

Pick Zeta if you and your partner want to manage finances as a team without the friction of forwarding receipts or settling up constantly. Most expense trackers treat shared spending as an afterthought; Zeta makes it the core feature, so you're not tracking individual budgets that happen to overlap.