Goodbudget
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Goodbudget brings the classic envelope budgeting method to your iPhone, letting couples or families create and manage virtual envelopes for different spending categories. Each household member can sync the same envelopes across their own devices, so everyone sees real-time updates to shared spending limits. The approach works well for households that benefit from visual, category-based budget management.
The free version supports up to 20 envelopes, which covers most household budget categories. Premium plans open up more envelopes and advanced features for households that outgrow the free tier.