Toshl Finance
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Toshl Finance has built trust over 15 years and powers budgeting for over 2 million users across iOS, Android, and web. It supports 150+ currencies and works offline, so you can log expenses and budgets even without an internet connection. Bank connections are available in some regions, though manual tracking remains the core experience.
The app suits people who value a proven, established platform over newer startups, especially those in countries with multiple currencies or unreliable connectivity. Its age is an asset here: the feature set is stable, the company is profitable and not chasing VC exits, and the community is large enough that answers to common questions are easy to find.