Marcus by Goldman Sachs
Tap a star to rate
Marcus pays 3.65% APY on savings with absolutely no fees or minimum balance, backed by the stability of Goldman Sachs and full FDIC insurance up to $250,000. The platform operates online and through a mobile app, with live customer support available 24/7 to answer questions. For retirees valuing security and competitive rates, Marcus delivers both in a straightforward, fee-free package.
Seniors appreciate Marcus for its stability and honesty. Unlike brick-and-mortar banks charging maintenance fees or balance minimums, Marcus earns its revenue from lending your deposits, not from customer charges, so your interests align perfectly.