SoFi Relay
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SoFi Relay is a free money management tool that pulls together all your bank and investment accounts, credit cards, and loan balances into a single dashboard. You track spending in real time, monitor credit score changes, and receive alerts for unusual activity without paying for expensive monitoring services. The interface avoids rigid budget categories, instead giving you full visibility into where your money flows.
Retirees holding accounts at multiple banks will value Relay's consolidation feature. Unlike apps forcing you into preset spending buckets, Relay shows your full financial picture and lets you make spending decisions armed with complete information.