Trim

Trim scans your accounts to find subscriptions you've forgotten about, then handles the cancellation process for you or negotiates lower rates on services you want to keep. The app targets the specific pain point many retirees face: recurring charges that quietly drain bank accounts month after month.

For someone living on a fixed income, cutting $10 or $20 monthly fees across multiple subscriptions adds up to real savings over a year. Trim's bill negotiation works particularly well for phone, internet, and insurance rates, where carriers often have wiggle room for long-term customers willing to ask.